Baccarat
Play the world's most popular card game with 98.5% RTP and multiple exciting variants
What is Baccarat?
Baccarat is a classic casino card game that has been favored by high rollers and casual players alike for centuries. At Okolay, we offer multiple baccarat variants with stunning graphics, smooth gameplay, and some of the highest RTP rates in the industry.
The objective is simple: bet on whether the Player or Banker hand will have a total closer to 9, or if it will be a tie. With our 98.5% RTP on Banker bets, baccarat offers some of the best odds in casino gaming!
High RTP
98.5% RTP on Banker bets - one of the best casino odds
Live Dealers
Authentic live casino experience with professional dealers
Multiple Variants
Choose from Speed, Mini, and Live Baccarat
Baccarat Game Variants
Classic Baccarat
The traditional version with full rules and betting options. Perfect for players who want the authentic casino experience with standard table limits.
Mini Baccarat
Simplified version with lower stakes and faster gameplay. The dealer handles all cards, making it perfect for beginners and casual players.
Speed Baccarat
Fast-paced version with 30-second rounds. Perfect for players who enjoy rapid gameplay and quick decisions. Experience 50% more hands per hour!
Live Baccarat
Real-time streaming with live dealers. Interact with professional dealers and other players in our authentic live casino environment.
Baccarat House Edge & RTP
How to Play Baccarat
- Place Your Bet: Choose Player, Banker, or Tie
- Card Dealing: Two cards dealt to Player and Banker
- Calculate Total: Face cards = 0, Aces = 1, others = face value
- Natural Win: 8 or 9 on first two cards = automatic win
- Third Card Rules: Additional cards may be dealt according to specific rules
- Determine Winner: Hand closest to 9 wins
Third Card Rules
Player draws third card if total is 5 or less. Banker draws based on Player's third card:
- 0-2: Banker always draws
- 3: Banker draws if Player's 3rd card is 0-7,8,9
- 4: Banker draws if Player's 3rd card is 2-7
- 5: Banker draws if Player's 3rd card is 4-7
- 6: Banker draws if Player's 3rd card is 6-7
- 7: Banker stands
Professional Baccarat Strategies
Banker Bet Focus
Stick to Banker bets for the lowest house edge (1.06%)
Pattern Recognition
Track trends but remember each hand is independent
Bet Sizing
Use consistent unit betting (1-2% of bankroll)
Martingale System
Double your bet after losses. Return to base bet after any win. Effective for short-term sessions but requires sufficient bankroll.
Live Baccarat Experience
Experience the thrill of real baccarat with our live dealer games:
- HD Streaming: Crystal clear video from multiple camera angles
- Professional Dealers: Highly trained and experienced croupiers
- Live Chat: Interact with dealers and other players
- Betting History: View past 50+ hands for trend analysis
- Multiple Tables: Choose from various limits and betting ranges
Related Card Games
Ready to Master Baccarat?
Join thousands of players enjoying high RTP baccarat games